Today I have been down a Pinterest rabbit hole :o)
When I saw the 'tropical' theme at Time Out Challenges, I headed over to there for some inspiration. Wow! This is a great theme. I loved all the lush, vibrant colour combos. I NEED to try them all.
For now, I went with this blue to orange blend and a jungle feel.
For the canopy of leaves, I die cut the end of that branch several times and added some flat and some popped up leaves, for a bit of interest.
Finally, I scattered a few dew drops around and added a white embossed sentiment.